Lender Price API
In This Topic
    Adjustments and Closing Costs
    In This Topic

    Adjustments and Closing Costs are additional fees that can be applied to the loan. Closing costs are calculated based on a number of variables, while adjustments are a flat fee, also decided by one or more variables.

     Adjustments

    A loan can have zero, one, or multiple adjustments associated with it. Adjustments can be.

    The fields used to set adjustments are:

    • adjustments
    • ausList
    • showDisqualify
    • skipAdjustments

    Adjustments List

    Adjustments are found in the BrokerCriteria.adjustments container, which accepts an array of Adj objects. The data for each individual adjustment is stored in each Adj entry.        

    Adjustments Filter

    ausList sets the adjustments filter, a list of adjustments to include in the results.

    Note: Including the value "MUW" in ausList will cause disqualifications, as it is the disqualify adjustment for conventional programs. To get around this, either remove "MUW" from the array, or set showDisqualify to True to show disqualified results.

    Skip Adjustments

    If you want to see only the base price for a loan, without adjustments, set the skipAdjustments field to True. It defaults to False and should remain so for most scenarios.

    There is a disqualify adjustment for all conventional programs.

     

    Adjustments Definitions
    Value Description
    None
    GUS
    MUW Disqualification for conventional loans
    DU
    LP
                           
     Closing Costs

    The fields used to set closing costs are:

    • ClosingCost
    • brokerCriteria.closingCostRange
    • RangeClosingCost